Saturday, August 19, 2017
 

Nice 3 Credit Bureaus photos

Some cool 3 credit bureaus images:

“Baltimore, Maryland. 1969. Loading at Friendship Airport for return flight.”
3 credit bureaus
Image by Mississippi Department of Archives and History
Collection: Mississippi Farm Bureau Federation Collection
Call number: PI/2010.0002/Series I
System ID: 106138.
Link to the catalog

From Baltimore, Maryland. Loading at Friendship Airport for return flight. 1969.

Please see our profile page for information on ordering.

Scanned as TIFF in 2011/05/10 by MDAH.

Credit: Courtesy of the Mississippi Department of Archives and History.

Unidentified people boarding Delta jet.
3 credit bureaus
Image by Mississippi Department of Archives and History
Collection: Mississippi Farm Bureau Federation Collection
Call number: PI/2010.0002/Series I
System ID: 106144.
Link to the catalog

From 1969. Unidentified people boarding Delta jet.

Please see our profile page for information on ordering.

Scanned as TIFF in 2011/05/10 by MDAH.

Credit: Courtesy of the Mississippi Department of Archives and History.

 

Cashback Credit Card for Reward-Loving Individuals

What makes you decide to carry a credit card?

Before, credit cards are exclusive for wealthy individuals who can afford to pay for the high interest rate that comes with it. Thus, only the elite class of the society has the power to make “cashless purchases” using this piece of plastic contraption. However, many credit card companies realized that this kind of product can also be useful to moderate-income individuals in terms of financing their expenditures that their cash cannot handle anymore. That is why majority of Americans nowadays own a single credit card.

Carrying a credit card is not just that you can afford to pay for the interest rate and other applicable charges. Instead, it is one of the best alternatives that you can use in case you run out of cash in times when you need it most. You need to pay for your electric bills, existing mortgages, tuition fees of your children, and other essential expenses yet you do not have enough cash to pay for those expenses. This is when credit cards take charge of all your expenditures in times when you are running out of cash.

Aside from the financial aid provided by credit cards, many individuals find these cards to be quite rewarding as well. The marketing strategy used for attracting potential clients now becomes the ultimate advantage for credit cardholders to use their credit cards for most of their purchases and bill payments.

If you are one of those individuals who want to get something out of using their credit cards, a cashback credit card will certainly work for you. This credit card offers you reward every time you make purchases or pay your monthly obligations using the card itself. Rewards may come into the form of rebates and financial incentives. There are also credit card companies that provide instant points that can be exchanged for premium items such as free airline tickets, free dining pass, or gift certificates.

There are variations in terms of rewards given by cashback credit cards. One of which is cashback credit cards that have zero APR or annual percentage rate on purchases and transfer of balances from credit cards having high interest rates for the first year. In this variation of cashback credit card, you will be able to earn 1 percent back for every purchase that you will make. Aside from earning rebates, you are also entitled to extended warranties, unlimited protection for purchases, and personal accident insurance for the cardholder. As previously mentioned, it is interest-free for the fist 12 months. However, there will be an applicable APR after the introductory period, which is around 10.8 percent, depending on the credit card company.

Another variation of cashback credit cards are those offered within a specific vendor, such as a vehicle manufacturer. Just like the previous variation, it has no annual joining fee and APR during the first year introductory period. You will be able to earn rebates at 1 percent rate on any purchase that you will make 1 percent for any vehicle purchase, and as high as 3 percent on purchase of vehicles owned by manufacturers sponsoring the cashback credit cards you are using. Credit card companies tie up with several companies in providing specific rewards to their cardholders in the form of rebates or discounts on purchases.

It feels good that you can expect something out of what you are spending. Who knows, you can fly to the Bahamas or own a brand new Mercedes Benz for free by just using your cashback credit card.

Aaron Ballantyne writes online about a variety of topics and has a website with offers for cashback credit cards.

Related Cashback Credit Card Articles

 

Image from web page 44 of “Africa and its residents” (1899)

Check-out these rates of interest images:

Image from page 44 of “Africa and its own residents” (1899)
interest prices
Image by Web Archive Book Images
Identifier: africaitsinhabit02recl
Title: Africa as well as its residents
12 Months: 1899 (1890s)
Writers: Reclus, Elisée, 1830-1905 Keane, A. H. (Augustus Henry), 1833-1912
Topics: Ethnology
Publisher: London : J.S. Virtue
Adding Library: University of California Libraries
Digitizing Sponsor: Internet Archive

View Book Page: Book audience
Relating to this Book: Catalog Entry
View All Photos: All Photographs From Book

Click to view book on line to see this example in framework in a browseable on line version of this guide.

Text Appearing Before Image:
many years created by the emigrants and people engagedin the whale fisheries. Thousands have already seen Portugal, Brazil, theWest Indies, the Sandwich Islands, as well as the Arctic Seas, no various other insularpopulation most likely includes so large a proportion of men that have made the I>:nABITANTS FOR THE AZOEES. 31 trip worldwide. Among the rural classes relationship is almost constantly an affairof pure convenience and interest. Some traces nonetheless survive associated with the formerseclusion of this females, apparent within the construction associated with the homes and especiallvin the costume. Enveloped within their large hooded cloaks, the Azorian ladies seemto flit about like phantoms. A number of these hoods are still so contrived as to meetin front, leaving just a narrow orifice the wearer ^nth which to see withoutbeing seen. Into the region of San Miguel the wife, whenever having to pay a call or goingto size, might not go by the side of her spouse, which struts majestically a couple of Fijj. 12.—WoiiEx OP Deadly axd Sax-Miguzl. S-W-jJ.JV .J

Text Appearing After-image:
paces in the front. Previously the ladies in the towns cannot even go abroad tomake their particular purchases, but had to do-all their shopping at home, never leaving thefemale apartments except to check out the church. Within approach of a guy it waseven etiquette to make towards the wall surface to avoid a profane look. The people increases rapidly by normal more than births across mortality,families becoming extremely nimierous, in addition to death-rate amongst children relativelyextremely low. At the same time the success also associated with weaker offspring tendsapparently to effect a result of a broad degradation of competition, and men are no 32 ^EST AFRICA. I longer present in the archipelago anyway similar to the sturdy peasantry of NorthPortugal. Epidemics occasionally use, and old chroniclers speak of pestilence, that combination using Moorish corsairs laid waste the risingsettlements. At present gastric and tj-phoid fevers are endemic, although theirnridencc is significantly diminished because of the topogr

Note About Images
Please be aware these images are extracted from scanned web page pictures which could have-been digitally improved for readability – color and appearance of those illustrations may not completely look like the initial work.

 

Disputing Credit Report Errors – How To Delete These Listings

You just discovered errors in one or more of your credit reports, or even worse, accurate references to late payments or other negative issues that lower your credit scores. Take a few deep breaths and try to stay calm, because credit report errors can be fixed. It’s possible to remove many negative items, too and without help from companies that promise to repair your credit.

How To Dispute Errors on Your Credit Report

1) Make a copy of your credit report and circle every item you believe is incorrect.

2) Write a credit dispute letter to the reporting agency (the address will be printed on the report). Explain each dispute and request an investigation to resolve the issues. If you have supporting paperwork, send it along, coding pages to match dispute paragraphs. Do not send your originals.

3) Send all materials by certified mail, return receipt requested, so that you can prove the packet was received.

The credit bureaus have now enabled you to dispute credit report online however we strongly caution you against this. Like it or not the credit bureaus are regulated and their behavior is governed by our government. There credit bureaus are private businesses and in no way are they a government agency!

A little known secret is that the credit bureaus have been fined time and time again by the FTC for not complying with federal law. Until there is some oversight on how the bureaus handle online disputes we instead believe the most effective method is through certified mail.

4) Send a similar letter of dispute to the creditor whose reporting statements you disagree with. Refer to a billing statement to find the correct address for disputes, because it’s usually different from the payment address.

If your dispute involves personal information, such as your current address, enclose a copy of your driver’s license or a utility bill in your name to verify your residence.

The reporting agency will initiate an investigation, contacting your creditors to verify the accuracy of the information. If the creditor cannot verify that the entry is correct, it must be removed. When the investigation is complete, the agency must send you a free copy of your report if changes were made. If the investigation uncovers an error, you have the right to ask that a corrected version of your credit report be sent to everyone who received the report during the past six months.

Tip: Contact your creditor first, then allow a bit of lead time before you submit the dispute to the reporting agency. By the time the dispute is verified, the creditor will hopefully have corrected the error.

Where Should I Send Credit Report Disputes?

You should send credit report disputes directly to the bureau who provided the report with errors. Here are the mailing addresses for each credit bureau:

Equifax P.O. Box 7404256 Atlanta, GA 30374-0256

Experian Dispute Department P.O. Box 9701 Allen, TX 75013

TransUnion Consumer Solutions P.O. Box 2000 Chester, PA 19022-2000

When you send credit report disputes, you should also send copies of proof you have to support your claim. Send your dispute via certified mail, so you’re able to track your letter. Once the bureaus deem your dispute valid they will investigate.

The difficult part is getting the bureaus to deem your dispute valid. It’s not difficult the process however in a dispute request you are asking the bureaus to spend money that will have no opportunity to provide them revenue. In other words the credit bureaus only spend money when they are correcting information they collected about you and are very reluctant to do so.

For more on disputing credit reports and how to fix bad credit by removing negative information from your report and building positive listings visit us.

Find More Correct Credit Report Errors Articles

 

Image from page 1294 of “Hardware merchandising March-June 1919” (1919)

Check out these auto insurance images:

Image from page 1294 of “Hardware merchandising March-June 1919” (1919)
auto insurance
Image by Internet Archive Book Images
Identifier: hardmerchmarjun1919toro
Title: Hardware merchandising March-June 1919
Year: 1919 (1910s)
Authors:
Subjects: Hardware industry Hardware Implements, utensils, etc Building
Publisher: Toronto :
Contributing Library: Fisher – University of Toronto
Digitizing Sponsor: Algoma University, Trent University, Lakehead University, Laurentian University, Nipissing University, Ryerson University and University of Toronto Libraries

View Book Page: Book Viewer
About This Book: Catalog Entry
View All Images: All Images From Book

Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
The necessity of betterprotection and cheaperinsurance is so vital toall automobile ownersthat you can readily 9ellthem Pyrene.Saves 15% on Auto andTruck insurance. Satis-fied customers and splen-did profits are assuredfor the dealer.Order through your job-ber when possible, orwrite us direct.Write for our cataloguewhich contains a fullline of fire protection de-vices. Pyrene Mfg. Co. ofCanada, Limited 3 Sf. Nicholas St.,Montreal, Que. Distributors Wanted If you have a business to dispose of, orare in need of efficient help, try a WantAd. in Hardware and Metal, and let itassist you in filling your needs. The ImperialGasolene Iron Has given absolute satisfactionin Western Canada for thepast ten years. Easy to oper-ate, economical, a real labor-saver that is indispensable dur-ing hot weather. Handy fortravellers, and the ideal ironin homes without electric cur-rent. Absolutely guaranteed. I The Fansteel Electric Iron

Text Appearing After Image:
\1!/Av//

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

Image from page 42 of “Polk’s real estate register and directory of the United States and Canada” (1911)
auto insurance
Image by Internet Archive Book Images
Identifier: polksrealestater00unse
Title: Polk’s real estate register and directory of the United States and Canada
Year: 1911 (1910s)
Authors:
Subjects: Real estate business
Publisher: Detroit, Mich. : R.L. Polk & Co.
Contributing Library: Allen County Public Library Genealogy Center
Digitizing Sponsor: Internet Archive

View Book Page: Book Viewer
About This Book: Catalog Entry
View All Images: All Images From Book

Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
GREAT FALLS. MONTANA W. F. JUNKIN REAL ESTATE

Text Appearing After Image:
Improved and Unimproved City Property and Farm Lands. Irrigated and Non-IrrigatedLands. Ranch Lands in Any Sized Tracts. Resident of Cascade County 27 years. Member Real Estate Exchange.Reference: Any Bank in Great Falls. Conrad Block, Room 21, Great Ralls, Mont, 1050 (1911) POLKS REAL ESTATE REGISTER LARKI TRANSACT your Real EstateBusiness withL A R K I NHis address is T. H. LARKIN 1 4- Second St. NorthGreat Falls, Montana REALTY J. H. CORCORAN, Pres. and Treas. C. A. COLEMAN, Vice-Pres. and Secy.Bell4-4-7-K. Auto. 8393 Montana Land Agency Homesteads, Deeded Lands, RelinquishmentsCity Real Estate, Timber ClaimsLoans and Insurance 216 Central Ave. (Over Mint Cafe) GREAT FALLS, MONTANA UNITED STATES AND CANADA (1911) 1061 Little Tracts and Big Tracts/ 40 Acres to 10,000 Acres J. P, TRAINOR FARMING LANDSand CITY PROPERTY Offices First National Bank Building-GREAT FALLS, , * MONTANA

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

 

How to Buy your First Car from a Dealer: Finance Method

How to Buy your First Car from a Dealer: Finance Method

How to Finance your First Used Car from a Dealership. Don’t finance or buy your First Car until you watch this. It will stop you from getting ripped off and put in debt. I feel a lot of people don’t understand how Crazy financing a used car is in a financial sense. The smart way to buy a Used Car from a dealership is by paying Cash upfront. If you’re a first time car buyer, or are planning to buy your first car any time soon, this video will help you out the most!
(READ The Rest of the Description For Detailed tips and Advice)

When you go to buy a car at a dealer, there are two main ways to buy a car. The first way is by paying cash for the car. When you pay cash for a car, they sign over the car tittle (pink slip) and the vehicle immediately becomes yours. The second way to buy a car is by financing it. For the most part people finance a car when they don’t have enough money to pay for the car at once.

People put a down payment on a car and borrow the rest of the money from either the dealer, a bank, or any other auto loan company.

I financed my car with the deanship. That is called in house financing. That is the dumbest way to finance a car because they will give you a high interest rate as you seen in the video when I showed the paper. Good thing I paid it off in one month.

The smart way to finance a car is by going to a bank like Chase and getting a per-approved auto loan. If the bank approves you for a loan, when you find the car you want at the dealer the bank will pay for the car, but you will be in debt to the bank and you will pay the bank the car payments.
The quickest way to stay poor is by going into debt for a car and then spending all of your money every month to pay the car note and insurance. Save yourself by just saving your money and buying a car you can afford. That means you can buy it all at once with cash.

– How to Make Money in College: https://youtu.be/s1KMoD-Jpkc

– How to Run Faster & Get in Shape: https://youtu.be/MmijyKZAhLg