Sunday, July 23, 2017
 

Image from page 292 of “The photographic history of the Civil War : in ten volumes” (1911)

A few nice credit repair images I found:

Image from page 292 of “The photographic history of the Civil War : in ten volumes” (1911)
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Identifier: photographichist05inmill
Title: The photographic history of the Civil War : in ten volumes
Year: 1911 (1910s)
Authors: Miller, Francis Trevelyan, 1877-1959 Lanier, Robert S. (Robert Sampson), 1880-
Subjects: War photography
Publisher: New York : Review of Reviews Co.
Contributing Library: Lincoln Financial Foundation Collection
Digitizing Sponsor: The Institute of Museum and Library Services through an Indiana State Library LSTA Grant

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MAJOR-GENERAL D. C. McCALLlM A\ OFFICER PR.\ISED BY GENERAL GRANT This engine weighed .59,-000 pounds and cost ,500.It was credited with a i-ec-ord of 10,770 miles at tliecoraparati\ely low cost of,130.62 during the fiscalyear ending June, 1865.Behind it is the tender])iled u]) witli Ihe wocidwhich was u.sed for fuel inthose days. This is whatnecessitated the giganticstacks of the wood-burningengines. The GeneralDix has evidently beenput into ])erfcct conditionfor its trijw over the un-even track of the railwayfrom City Point to tliearmv lines at Petersburg.

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LANDING THE MILITARY ENGINE (iENEKAL 1)L\ M (11V POlX 1\ lHOl-,5 iltUtarii l^atlroatis ^ ^ ^ ^M service, and staff horses; sixth, infantry regiments that hadnot seen service; and the following were ordinarily refusedtransportation, although the positive rule was laid down thatnothing necessary for military service was to be refused trans-portation if such was available—batteries, except in cases ofemergency, were to march; cavalry was to march; mules andwagon-horses were to be driven; wagons, ambulances, and othervehicles were to be hauled over the common roads. In addition to the regular duties of construction, repair,and operation of the railroads, the construction corps didvaliant service in securing information of the Confederates andalso of Popes army, which for a time was cut off from com-munication with the Federal capital. Their telegraph opera-tors would go as far forward as possible, climb trees, recon-noiter the country, and send back by wire all the informationthey could

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Image from page 543 of “Baltimore and Ohio employees magazine” (1920)
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Identifier: baltimoreohioemp09balt
Title: Baltimore and Ohio employees magazine
Year: 1920 (1920s)
Authors: Baltimore and Ohio Railroad Company Baltimore and Ohio Railroad Company
Subjects: Railroads — Employees — Periodicals Railroads — United States — Employees
Publisher: [Baltimore, Baltimore and Ohio Railroad]
Contributing Library: University of Maryland, College Park
Digitizing Sponsor: LYRASIS Members and Sloan Foundation

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my experienceof 40 years. This speaks volumes, andonly proves that our men are loyal, obe-dient, conscientious and capable, and de-serve great credit. Edward Martindale, engineer on theSouth Local recently took his watch to oneof our leading jewelers for repairs. Whenasked what he wanted done to it, he absentmindedly replied: Set up the wedges. The year goes by with a proud record forthe East Dayton Roundhouse—not onedelay in dispatchments in either yard orroad service. This speaks well for ourofficial forces, both day and night, and isfully appreciated by our general foremanand master mechanic. As this is the closing issue of our Maga-zine for the year, it is the desire of thewriter to thank all for their kindness andconsideration. We trust that the comingyear will be one of peace and tranquility,where strife and dissention will be oblit-erated; where employers and employes willlive according to Christs proclamation,Peace to all. I wish to all a MerryChristmas and a Happy New Year.

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IDEAL LIBRARY _ _ _ _ ENDICOTT, N. Y. A Library for our Workers and their Boys and Girls ENDICOTT-JOHNSON SHOES FOR THE ENTIRE FAMILY JOHNSON CITY, N. Y. ENDICOTT, N. Y. A sk your dealer for E.-J. Shoes f. Baltimore and Ohio Magazine, December, ig2i 6i In Memoriam On Thursday morning the sad newsreached us of the death of Mrs. RichardWhitfield, mother-in-law of M. P. Hoban,road foreman of engines, Toledo Division. Mrs. Whitfield had made her home withher daughter, Mrs. M. P. Hoban, for anumber of years, and was known to all theresidents of East Dayton as a saintly, piousand charitable woman, loved by the grownas well as the little children. Her generousheart and acts of charity will long be re-membered. She was buried from Holy Family Church,with solemn requiem mass, and laid to restin the family space at Calvar\- Cemetery. To those surviving her we extend oursympathy. Toledo Assistant Correspondent, Frank J. McManus Merry Christmas! The Toledo Passenger Club was organ-ized on October

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Image from page 324 of “Railway and locomotive engineering : a practical journal of railway motive power and rolling stock” (1901)
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Identifier: railwaylocomotiv19newy
Title: Railway and locomotive engineering : a practical journal of railway motive power and rolling stock
Year: 1901 (1900s)
Authors:
Subjects: Railroads Locomotives
Publisher: New York : A. Sinclair Co
Contributing Library: Carnegie Library of Pittsburgh
Digitizing Sponsor: Lyrasis Members and Sloan Foundation

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mount to about 1/54 per cent, of thetotal cost of locomotive maintenanceper engine mile, the greatest item be-ing fuel, which amounts to about 48 percent, of the total cost. Locomotivemaintenance includes cost of round-house labor, repairs, coal, waste, oil andsupplies, and it also includes the pay ofthe engine crew. The new method,which some roads have adopted, con-sists of an allowance per engine milefor repairs, and this allowance ranges,usually, from about 2^ cents per milefor the lightest power to 7 or 8 centsper mile for the heaviest engines, and(omprises running and general repairs.The figures for the different allowancesare based on the average cost of re-pairs, covering a long period, for thedifferent classes of power. Each engine should receive credit atthe ruling scrap price for every poundof material removed in the course ofrepairs. Damage by accident forms aseparate item and should be shown in acolumn by itself. Engine failures whichare brought about by weakness of parts.

Text Appearing After Image:
FIG. 2. OLD WOOD-BURNING TANK ENGINE, NO. 635. J., M. & L R. R. stitution. When Professor Goss wasappointed to the head of the engineer-ing department at Purdue, it was Mr.Wells, representing the trustees, whofirst gave him welcome. Cost Per Mile Run.Suppose an engine comes out of theshop free of debt, that engine has got improper repairs, lack of attention bjthe engineer and fireman should be con-sidered as running repairs. In order to make the system ofmileage allowance a success, all officialsfrom the head of the department down tothe foreman in charge of the work mustdisplay an active interest in the recordof each engine and the performance 3t4 RAILWAY AND LOCOMOTIVE ENGINEERING July, 1906. sheets must be studied carefully by allconcerned, among whom, of course, arethe engineer and fireman. These sheetsshow how the allowance per mile standsat any particular time, the mileagemade, the material and the labor put oneach machine. Under this system eachmonth the master mechanic is

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Image from page 29 of “Church review” (1901)

A few nice home equity images I found:

Image from page 29 of “Church review” (1901)
home equity
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Identifier: churchrevi01unse
Title: Church review
Year: 1901 (1900s)
Authors:
Subjects: Youth in church work — Connecticut — Hartford — Periodicals Protestant youth — Connecticut — Hartford — Societies, etc. — Periodicals Protestant churches — Connecticut — Hartford — Societies, etc. — Periodicals Hartford (Conn.) — Church history — Periodicals
Publisher: Review Pub. Co.
Contributing Library: Connecticut State Library
Digitizing Sponsor: LYRASIS Members and Sloan Foundation

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W INTERNATIONAL DICTIONAW PARKERS DAIRY LUNCH, 607 Main Street, Near Mulberry, Hartford, Conn. The Best Coffee. Pure Materials, Home Cooked. M&S. M¥ZZE¥9S RESTAURANT AND BAKERY, 14K CHURCH ST. Hot Dinner from 12 to 2.30, 25c MEALS TO ORDER. 21 Meal Ticket, .00. Our Bread and Rolls are unsur-passed. Home made pastry a specialty. H..A.VK YOU IHIHJ Fenwicks LADIES AND GENTS Restaurant? Regular Dinner, from 11:30 to 2, 25 cents.Meals served at all hours.Meal Tickets, 21 meals, 13.50. Furnished Rooms To rent at Moderate RatesTransients Accommodated. Mrs. T, IT. COOK,Typewriter Copyist. 00m 1 1 3 (forme ly N 6 80 State u [iliitci o>i the ,■ a. hiiir].\Ko mwiifod woik Instruction hi.en. Iaptrisa d other i) |.c« niitis; siipi lies constant!) on haul No. 111 PEARL SI. HENRY E. YEOMANS, 51 Karmi i nur. HACKS AND COUPE. Livery and Boarding Stable. . . RIBBER TIRE VEHICLES. . . . ( <u ful Htid Ex im i ii in • <1 I )riv« rsALL NIGHT SERVICE.

Text Appearing After Image:
C. B. I.O \RDM.W. HACK and LIVERY STABLE No. 356 Main Street, Hartford, Conn. JOHN A. W^OD, OMNIBUS, HACK, JLivert/ and Moarding <Stabfe. Especial attention to coaching and omnibusparties. 19 MAT.-tER STREET. THE — Connecticut Mutual LIFE INSURANCE COMPANY. 1846 1899. To those wlio tlesin to do fully, at its least cost and to tlte utmost of theirfinancial ability, their duty to their fam-ilies, and to use life insurance for theirprotection and not for a speculation forthemselves. The Connecticut Mutualoffers the utmost that life insurance canaccomplish, in its simplest, clearestforms, of perfect equity and perfect mu-tuality on the soundest basis of any, andat a lower cost than has been achievedby any other company. Greater servicecan no life insurance company render. Jacob L. Greene, Prest. John M. Taylor, V.-Prest. HERBERT H. White, Secretary. Daniel H. Wells, Actuary. A. T. Richards, General Agent, Room 16, G impan; s Building, THE CHURCH REVIEW—(Advertising Department). Nur

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Image from page 14 of “The magazine of American history with notes and queries” (1877)
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Identifier: magazineofamericv20n1stev
Title: The magazine of American history with notes and queries
Year: 1877 (1870s)
Authors: Stevens, John Austin, 1827-1910. ed. cn DeCosta, B. F. (Benjamin Franklin), 1831-1904. ed. cn Johnston, Henry Phelps, 1842-1923, ed. cn Lamb, Martha J. (Martha Joanna), 1829-1893. ed. cn Pond, Nathan Gillett, 1832-1894 ed Abbatt, William, 1851-1935, comp
Subjects:
Publisher: New York : A.S. Barnes
Contributing Library: Lincoln Financial Foundation Collection
Digitizing Sponsor: The Institute of Museum and Library Services through an Indiana State Library LSTA Grant

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voted for his confirmation and notone against him. The new chief justice took the oath of office on the 4thof March, 1874, and immediately entered upon his work. Without a daysexperience on the bench he came to preside over the highest tribunal onearth, and met all its demands acceptably. He represented, says one emi-nent lawyer, the dignity and the public decorum that should exist in suchcourts, and at the same time exercised every kind courtesy and every gen-erous discretion toward the bar and his associates. He presided, saysMelville W. Fuller, with dignity, but with winning courtesy, and thoughhe pushed the business in hand with rapidity, he did this with a grace thateluded all offense. He exhibited no lack of will power whenever the exer-cise of it was necessary, but unassuming gentleness and the highest man-hood without pretense, were uniformly in the ascendant. He was apublic surprise in his promotion, and a public benefactor in the discharge CHIEF JUSTICE MORRISON REMICK WAITE

Text Appearing After Image:
THE HOME OF CHIEF JUSTICE WAITE, IN WASHINGTON. 4 CHIEF JUSTICE MORRISON REMICK WAITE of his duties. He came to the front at a difficult period in the history ofthe court, when questions were before it of the widest importance tohuman rights, quite as knotty and profound and much greater in varietythan those which wrorried his illustrious predecessors. He was no respecterof persons and had no favorites among lawyers. His just conception ofour novel and complex theory of government added immensely to itsstrength in times of great excitement and peril. Few of us appreciate asit deserves the enduring work the Supreme Court performed in the recon-struction period. It aimed to eliminate old issues by settling them. Itwas the court that saved the country, we are told with emphasis, and notthe army or the President. It should be remembered in this connectionthat there is no question of law, equity, admiralty, or patents that may notcome for its final adjudication to this tribunal. In additio

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Image from page 156 of “Canadian Kodak Trade Circular” (1904)

Some cool secured credit card images:

Image from page 156 of “Canadian Kodak Trade Circular” (1904)
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Identifier: canadiankodaktra1917canauoft
Title: Canadian Kodak Trade Circular
Year: 1904 (1900s)
Authors: Canadian Kodak Company
Subjects:
Publisher: Canadian Kodak Company
Contributing Library: Ryerson University Library Special Collections
Digitizing Sponsor: Ontario Council of University Libraries and Member Libraries

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pt in your possession. You do not sell the banks to thecustomer, nor are they given away.They are yours and are loaned tothe customer for 10 cents. As areceipt for this 10 cents, you putin the customers bank, a dummydisc, which is credited in the sameway that a dime would be, towardthe purchase of a camera when thebank is returned for redemption.The customer is not out his dimeand if the bank is not returned,you have received from him justwhat you paid for it in the firstplace. With each order, we supply inaddition to the combination cardan attracti\e window card fordisplay purposes, a record sheetand a supply of pamphlets illus-trating and describing the camerasto be secured by the plan. Owing to the fact that thelabels are imprinted as soon asorders are received, such ordersare not subject to cancellation. KODAK TRADE CIRCULAR. 15 t. \Vhen you press thebutton, let it be *>^ ^ Kodak Film 1^2^^ that does the rest. RICHARD ROE & CO., 1201 Tripod Avenue. Street Car Sign, No. 697.

Text Appearing After Image:
The warm, balmydays invite your KODAK RICHARD ROE & CO., 1201 Tripod Avenue. Street Car Sign, No. 698. CAR CARDS With the April announcementsof new i^^oods, comes the openins.,^of the campaign for more and bet-ter Kodak Business. In no waycan this be more ad\antageouslylaunched than by using the carcards and advertising cuts, (foryour local newspapers) both ofwhich w^ fiirnisli free on request. The two car cards here illus- trated, are printed in colors andyour name and address will beinserted in the space where yousee the name Richard Roe & Com-pany. A great many have con-tracts for space in the cars beginingthis month and as there is a bigdemand for the cards, send in yourorder early and start using themwhen people are thinking aboutbuying Kodaks and films.Timely adxertising pays. 16 KODAK TRADE CIRCULAR.

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Image from page 40 of “Canadian grocer July-September 1919” (1919)
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Identifier: cangrocerjulysept1919toro
Title: Canadian grocer July-September 1919
Year: 1919 (1910s)
Authors:
Subjects: Supermarkets Grocery trade Food industry and trade
Publisher: Toronto : Maclean-Hunter Pub. Co. [1887]-
Contributing Library: Fisher – University of Toronto
Digitizing Sponsor: University of Toronto

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hile advice onhow the straight cash principle worksout. Mr. Harvey, who told the CANA-DIAN GROCER of the firms experi-ences, is the Mayor of Kamsack.Cash Business Increases Turnover In the three years that the firm hasoperated on the cash basis it has in-creased its turnover approximately 25per cent, a year, which as Mr. Harveysays is proof that the people are satis-fied. Nor have they gone about the edu-cation of their customers in a delicate,apologetic manner. Prominently dis-played in each department, where he who buys may read, is a large card bearingthe inscription: Our Terms are strictly cash. Please do not ask for credit.The firm goes on the principle that inprosperous times success is absolutelyassured under the cash system, while inperiods of hard time it is insured by thefact that it has either the goods or themoney on hand, while the other fellow-has frittered away both. Clerks Share in Profits In order to secure the fullest co-opera-tion by the clerks a profit-sharing plan

Text Appearing After Image:
has been instituted which works admir-ably. But let Mr. Harvey tell his own story: We started in on a cash basis whenwe took over this store on April 1,1916, he said by way of opening, andwe have continued this cash trade forthree consecutive years without a break.It is long since past the experimentalstage and we have found it eminentlysatisfactory, although it is somewhat ofan innovation so far as merchandisinggoes in Western Canadian towns. Ourexperiences show that it can be done,and we would sell out before we wouldagain go back to the credit system. Life to us would not be worth livingif we had to revert to the worries andtrials—yes and the losses—of doing busi-ness on the principle of long or shortterm credit. During the weeks preceding the for-mation of a partnershin between Mr.Johnston and myself we discussed thecash system from every angle, and bothof us were convinced at that time thatthe plan was absolutely feasible. Notso the wholesales, however. They wereContinued on

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How I Sued TransUnion Credit Bureau and Won

http://www.getcreditinformation.com – Credit industry insider information from the founders of the Get Credit Information.com portal. In this video experienced Credit Attorney discusses issues related to law suit against TransUnion Credit Bureau.
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Check Your Options Before Filing Personal Bankruptcy

Personal bankruptcy is something that many people start to consider when they discover that they are drowning in debt. It is not a decision that most people make lightly and some are even embarrassed about the possible necessity of taking such a drastic step, even though the records show that the majority of people who file for personal bankruptcy do not do so due to financial mismanagement, but due to things outside of their control such as divorce, unexpected medical expenses, job loss, etc.

You should gain an understanding of what options are available to you. For personal bankruptcy, you can either file Chapter 7 or Chapter 13, each of which is a slightly different approach. Each method works differently and the right method to use is based on your specific situation, and is dependant on a large variety of factors.

For someone who is not familiar with bankruptcy, it may seem that the process is as simple as filling in a few forms and submitting them. That may have been somewhat true in past years, but with the recent major changes in bankruptcy law, that is no longer the case. In fact, the process of filing bankruptcy is no longer a do-it-yourself process and is quite complicated, where if you attempt it yourself, chances are better than excellent that you will miss a step or fill something out incorrectly, which will cause you to go back to the very beginning and start over. The use of a good bankruptcy lawyer can more than pay for the expense involved in terms of the time involved and the proper filing of forms, not to mention possible assets that you could retain after it is completed.

You should also be aware of the type of debt that you have when you are considering personal bankruptcy, since there are certain types of debts that cannot be discharged via bankruptcy, such as student loans, recent credit card charges, and several other things. So if this type of debt is a major portion of your indebtedness, you need to realize that those items will still exist after you have filed.

It may seem that personal bankruptcy is an outstanding method to just wipe your financial slate clean and start over, it really is not as simple as that. It can take months for your bankruptcy to be approved, regardless of whether Chapter 7 or Chapter 13 is the better method for you to use. In addition, a federal bankruptcy judge needs to approve your filing, and there is a chance that you will not even be able to file, since bankruptcy is no longer automatically approved as it once was.

You will need to plan to attend credit counseling seminars from a court-approved agency as part of the filing process. This is a new requirement which is part of the recent major changes in the bankruptcy laws. The fact that your filing is not due to financial mismanagement is immaterial, this is still a requirement.

This is not something you want to enter into until you have considered all of your other options. The reason for this is because a bankruptcy filing will show up as a huge flag on your credit report for the next seven to ten years, and it will be more difficult for you to get credit cards, personal loans, a mortgage, and even employment with that huge blemish on your credit report.

In the world today, being in debt is almost a way of life. But in life, things happen that cannot be foreseen and sometimes bankruptcy is your best option. Ensure that you have investigated all possible alternatives before filing since there are frequently options that are better suited to your situation which do not involve the drastic step of bankruptcy.

Jay Anderson writes financial articles based on his expertise and advises clients about bankruptcy. For more personal bankruptcy insights about Personal Bankruptcy as well as getting a free bankruptcy evaluation from a qualified attorney local to you, visit http://www.bankruptcy-data.com

There are some misguiding beliefs that are circulating around that can affect your financial decision. Find out here some bankruptcy myths that you should and what is the truth behind them. For more information visit http://www.newhorizon.org/credit-info/bankruptcy-myths-you-should-not-believe/

Also if you are looking for list of debt settlement service click http://www.newhorizon.org/Info/debtconsolidation.htm
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Mortgage Free For Life Information

Are you planning to retire but still have a huge mortgage payment in retirement?

Your First Step Is The Key?

Most of us get our financial cues from the media or an advisor if we are lucky to have one. Our understanding of financial information for our specific investments is most times limited to the information sent to us by our employers.

Do you consider yourself a financial whiz kid when it comes to investing in the stock market?

If not, it is not your fault. We are good at earning money and cant be specialists at everything. Thats why we pay fees to the stock market specialist to help manage our money.

Without a clear goal and objectives you are bound to lose your money even if you are managing your own money or having a specialist manage your nest egg.

If you want to build your net worth rapidly with an investment you can understand fairly well and control, then real estate is still one of the best investments you can make. And even if your home value falls there is no loss to you and if you hold this for a long time the value will increase again and you get back all your gains.

The Rewards of A Final Payoff

We are naturally forced into believing that we have to pay off our mortgages over 30 years or longer and thats just the way it is meant to be. But do you know using a system like mortgage free for life can speed up the process, without changing your lifestyle?

Paying more than the required amount on your monthly mortgage payment is one way of paying down your original loan total.

But this requires some sacrifice on your part. Your extra money is now being applied to your mortgage instead of you using these funds to invest or save emergency funds for that rainy day.

Are you in a position right now to spend more money each month to pay off your mortgage?

And dont neglect your investments

Good investments can produce more than paying extra on the monthly mortgage. Look into mortgage acceleration as a way to achieve the final reward of being Mortgage Free for Life.

Accelerate Your Investment Power

Accelerating your mortgage payments is what the Mortgage Free for Life program is all about.

The mortgage acceleration process addresses the fact that banks and lending institutions front load your loans with interest rates, very high interests rates in some cases.

Applying the method of mortgage acceleration you can reverse the flow of interest paid to you bank. Instead of the bank applying more of your monthly payment to mortgage interest they happily will apply this to mortgage principal. And an acceleration system like Mortgage Freedom For Life could end up saving you thousands and eliminating your mortgage in record time.

If you want to find out how to slash years of your mortgage early without spending more or changing your lifestyle, the best way is to enter your information directly into a mortgage acceleration calculator.

Do you want to know the secret behind mortgage freedom for life.

A HELOC (Home Equity Line of Credit) is the secret to pay off your mortgage and living mortgage free for life.

Since the HELOC is extremely low as the prime rate of interest is low, in this current market the rate on your HELOC is below your mortgage rate. By using your HELOC as a checking account you can take advantage of this low rate and automatically pay off your mortgage 15 years faster without a change in your finances

Sometimes we may feel that refinancing is a good option to pay off your mortgage faster, especially when the rates have dropped. You refinance to a lower rate thinking that the extra cash savings will be applied to paying your mortgage faster. This rarely happens. In some cases you could be worse off with refinance fees and longer time it takes to pay off your mortgage.

How To Take Back Control Over Your Mortgage Debt

If you have kids imagine them finishing college without taking a lifetime to pay off debt. That would be one of the biggest gifts that any kid would like to have especially when they are just getting started in life.

The equity you have in your home could be used to fund the down payment on an income producing property.

Mortgage Free For Life is designed to suite your needs and can help you go from having a mortgage to no mortgage in under 10 years, saving thousands.

Understanding all there is to know about mortgage free for life is not always easy. Luckily you can get everything you need right here at Mortgage Free For Life