Monday, February 20, 2017
 

Free Credit Report Gov vs Free Credit Score

Did you know that you DO NOT get to see your credit scores for free when you obtain your annual credit report?

But your scores are just as important. They basically summarize your credit ratings. Most banks, mortgage brokers, creditors, credit card issuers, loan officers, etc, all rely on your credit scores for determining your loan interest rates, loan approvals, etc.

Here’s a way to obtain your scores for free during the free trial period.

Offer Name: Our Rating:
Free Credit Scores Received: Credit Bureaus Monitored: Trial Period: Benefits:

 

ALL 3 SCORES:
TransUnion
Equifax
Experian
TransUnion
Equifax
Experian
Free 7-day Trial 3 Bureau Credit Monitoring. All Free 3 Credit Scores.

 

ALL 3 SCORES:
TransUnion
Equifax
Experian
TransUnion
Equifax
Experian
Free 7-day Trial 3 Bureau Credit Monitoring. All Free 3 Credit Scores.

 

Single Credit Score TransUnion
Equifax
Experian
Free 7-day Trial 3 Bureau Credit Monitoring.

 

Single Credit Score TransUnion
Equifax
Experian
Free 7-day Trial 3 Bureau Credit Monitoring.

 

Single Credit Score TransUnion
Equifax
Experian
Free 7-day Trial 3 Bureau Credit Monitoring.

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 8773228228, the ONLY authorized source under federal law. freecreditreport.gov

 

Equifax Credit Report Primer

Equifax is one of the three leading credit reporting bureaus, as they offer their customers the opportunity to obtain a huge chunk of their credit information. They offer many services, the main product being Equifax credit report which is different from a free credit score gov, which is helpful for a consumer to know his FICO score and other related information foreseeable creditors and employers are privy with.

When most customers choose to get a credit report, they choose the Equifax report because of the clarity and simplicity that it provides in comparison to the other credit reporting agencies.

What will my credit history report include?

The money that you put into an Equifax credit report is well worth it – you’ll get the credit report and something extra as well. Through Equifax’s website, you’ll immediately have full access to your credit report and FICO score. What your creditors know will no longer be a mystery, and you won’t have to wait on the mailman to see what your credit report reveals.

You shall be able to observe your payment pattern, whether good or bad along with other paying habits you are not aware of, followed by excessive inquiries if any. If you ever have to contact a creditor about one of your old accounts, you’ll already have all the information you’ll need.

Also, the credit report from Equifax will explain what you need to learn from the credit report. Sometimes the information contained in the report can be hard for you to understand.

Equifax confirms that you know, to the point, what is happening with your bankruptcy score or other scores in the report. Apart from having the information, you will also have a clear knowledge of what each part of report is and how it affects your credit score.

Equifax is popular because they provide something known as an “Interactive Score Simulator” in order to help consumers understand their credit score. With this tool, you have the ability to see how a given action might impact your credit score. From there, you can start a plan to get your credit back in order.

You just might need a secured credit card or choosing to open a high interest credit card account might make it possible for you to rebuild your credit. An Equifax credit report will help you begin no matter which path you choose.

The primary Equifax credit report that you will find on the website is called ScorePower. This is their basic package that gives you access to whatever you need. On the site, you will see that there are options for other packages, as well.

You will be asked if you would like to sign up for additional services when you sign up for the $ 15.95 ScorePower report. Since you have access to your credit report, you can monitor it and more than likely you aren’t going to need the other products offered. When you obtain your Equifax Credit Report online, you will be glad to know that you can take advantage of superb customer service and have the ability to easily dispute any part of the report that is incorrect.

One of the top three free credit reports from all 3 bureaus in the business, Equifax present to consumers access to their FICO scores and their own www.agoodcreditscore.com/credit-reports/equifax-credit-report/ Equifax credit report.

Related Equifax Articles

 

Free Credit Score Online: How to Obtain It

Because of the strong need of most people to view their credit scores, companies that offer free credit score government (freescorereportgov.com) online are becoming really popular. People need to be aware of their current credit scores in order for them to obtain more financial opportunities. If people have a poor credit rating, chances are they will have a lot of difficulty getting their loan applications approved. If you wish to improve your current financial and credit status so you will have a lot of financial opportunities, make sure that you regularly obtain your credit score. This will give you a chance to find solutions in terms of improving your financial status. Considering the strict requirements of banks and other financial institutions when it comes to loan, it is important that you regularly check your credit score and find ways in order to improve it.

In obtaining your free credit score online, you have to be aware of the fact that the credit score is determined based on several criteria. Some of these criteria are your credit history, your payment history, your credit inquiries and the types of credit that you have. These become the criteria as these things are helpful in identifying your trustworthiness and your creditworthiness. If you pay all your bills and financial obligations on time, then you can expect to have a high credit score. However, if you pay your bills late or if you have a history of bankruptcy or foreclosure, then there is a tendency that you will have a low credit score.

Obtaining a free credit score online is just a matter of hard work and resourcefulness. You have to work hard in finding the most reliable company that allows you to view your credit score online for free. When it comes to finding these companies, you have to take extreme caution and you have to take time in order for you to find the best one. You should also constantly remind yourself that there are a lot of scammers around so you have to make sure that you check the legitimacy and reliability of every company before you ever connect yourself to them. You can determine the legitimacy of the different companies by reading reviews or joining online forums. You will definitely gain more information about companies that offer credit scores to the public by doing a thorough research.

Getting a free credit score online is considered to be very advantageous to you. You are not only given a chance to find out your current financial status but you are also given the opportunity to check if there are errors in the information placed in your credit report. If there are indeed errors in your credit report, you can immediately seek possible actions in order to remedy the errors. You are also given the chance to write a letter of dispute regarding the erroneous information stated in your report. Because of this, it is undeniable that regular checking of your credit report is considered to be a very effective strategy when it comes to identifying errors. Once errors and mistakes are identified, you will have the opportunity to correct it and finally improve your credit score.

See all 3 Experian, Equifax, Transunion credit scores free.

Find More Free Credit Score Articles

 

How To Get You Free Credit Report Immediately

Since September of 2005 you are entitled to a free credit report as a citizen of the United States. The Federal Fair Credit Reporting Act has been amended and now states that each consumer credit reporting agency, which are Transunion, Equifax, and Experian, provide to you a free credit report gov (freescorereportgov.com) once every 12 months. So don’t let any of the credit reporting agencies scam you into buying something to access your free annual credit report. You will have to give them your name, social security number, address, and date of birth to get your free credit report.

The credit agencies have some very misleading advertisements which can easily get you signed up for a paid service if you are not careful. There are many of these types of advertisements out there so don’t let them get you signed up for something you don’t want just to get your free credit report. Your free annual credit report is only accessible from one website online that is legitimate. The address to that website is annualcreditreport.com. If you are not careful and misspell the websites address you could easily be misdirected to a website that offers free credit reports only to get you to buy some other product.

As an alternative to ordering online the three nationwide consumer reporting agencies have set up one central toll-free telephone number, and mailing address through which you can order your free annual credit report. To order your free credit report call 877-322-8228, or complete the Free Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Remember not to contact any of the three reporting agencies directly to get your free credit report. They will not provide you with the free annual credit report.

You will have to verify information that is contained in your credit file in order to get your free credit report. Each of the three nationwide consumer reporting agencies require you to do this for security. You will be asked to verify information such as the year you took out a mortgage or possibly how much you borrowed. Since each agency obtains their information from different sources each will more than likely ask you different questions. You may be asked to purchase a product or a service but you are not required to in order to get your free annual credit report.

If you want to see your free credit report right away than you need to order your free annual credit report through the website. Be sure to answer each one of the security questions accurately or you will be denied immediate access to ensure the security of your file. If that were to happen than the reporting agency will mail your free annual credit report. Your free credit report will be mailed within fifteen days of the agencies receiving your request whether or not it was by phone or mail.

If you have already received your free credit reports and need another before the 12 month period is over you may still be able to get another free credit report. Under federal law, you’re entitled to a free credit report if a company takes adverse action against you such as denying your application for credit and you ask for your report within 60 days of receiving notice. You are also entitled to a free credit report if you are the victim of identify theft and place a fraud alert in your file, your file contains inaccurate information as a result of fraud, you are on public assistance, or you are unemployed but expect to apply for employment within 60 days.

Here is the contact information for the three nationwide credit reporting agencies: * TransUnion: 800-916-8800; http://www.transunion.com * Experian: 888-EXPERIAN (888-397-3742); http://www.experian.com * Equifax: 800-685-1111; http://www.equifax.com You can contact them directly to purchase a credit report if none of the free credit report options are available to you. They charge approximately ten dollars each for your credit report.

Don’t get ripped off by credit repair companies or buy impractible credit repair guides, Get a free copy of the highly acclaimed Credit Secrets Mini Book and more information on free credit report or free Annual credit report
 

Get Free Credit Report -Report From All 3 Bureaus 100% Free

It is important to be aware about your credit score before looking to apply for mortgage or availing the facility of credit card. It is really a good idea to verify credit rating from different credit bureaus at different period of time in order to secure the identity, which can be very beneficial in preventing identity theft. Identity theft is possible when unknown person pulls out the credit report of individual for different reasons such as taking mortgage or availing credit card services which can ruin the credit rating of the victim if the accused person makes irregular payments on mortgage or credit card existing debts.

Free credit report gov (freescorereportgov.com) provides all the details to the people regarding their credit status in the market after taking into consideration all the transactions.These transactions are related to the credit taken by the borrowers for their personal as well as commercial purposes.

The credit reports are usually provided by credit bureaus to all the financial institutions, banks, mortgage lenders of different lending institutions, credit card companies, who deal with people on the basis of their creditworthiness.

The report can be accessed by the individual if he is not working from last 60 days or looking to join somewhere professionally in next 30-45 days. The person need to apply for free credit report if his credit rating is very poor or marginal.

The people are provided with mortgage, credit cards and many other facilities on their basis of their credit report in the market.Availing the service of free credit report results in continuous credit inspection of the people,which results in avoiding bad credit report in the market.

Credit status can be accessed from any of the main credit bureaus available in the market, which are Experian, Equifax and TransUnion after every financial year. This can ensure the individual that there correct credit report has been provided to different banks, financial institutions and prominent mortgage lenders in exact relation to their financial strength.

The report also protects the people from theft of their identity in the city, avoiding any sort of mis happening.

There are many credit check programs,which are arranged for the people in the country to get provided with free credit report. All the major credit reporting organizations mainly credit bureaus launch their website along with their toll free number and mailing address of credit bureaus.Consumer need to request the report from three different credit bureaus at the same time or some different scenarios according to the requirement.

The free credit report is provided to the consumers at that point of time if they apply for their credit scores instantly at their respective websites of specific credit bureau. Applicants have to be cautious regarding their typing mistakes, which can lead to expenses. It is because of providing the information in the wrong website related to free credit report status,that individuals get charged for credit report which is actually free.

There are many people who can apply for free credit report over the toll free number or mailing them at the provided address, it takes at least 15 days of time, which is provided on the basis of time period required by the credit bureaus to extract the credit detail of each applicant.

Get Your Free Credit Report Now !!

Visit http://www.consumercreditrepairsecrets.com/Credit-Repair/

 

How To Get Your Free Annual Credit Report

Unfortunately along with the holiday season usually comes an increase in credit card fraud and identity theft, so right after the holidays is a great time to check your credit report. The following article will show you why, when and how to check your free annual credit report gov (freescorereportgov.com) .

Why you should check your credit report

* to check for errors
* to check for fraud and identity theft
* to get the best interest rates
* more and more people are relying on credit scores – car insurance, employers, etc.

When to check your credit report:

* Once a year if you have good credit and don’t anticipate any large purchases in the near future
* Before a major purchase, such as a new home, new car, etc. – should request your credit report 6 months ahead of a big purchase so you have time to correct any errors
* If you’ve been denied a credit card, loan or other product or service because of your credit (you are entitled to a free credit report if you have been denied credit based on information found in your report)
* If you suspect that your identity has been stolen
* If you are starting a plan to get out of debt or repair your credit.

How to check your credit:

There are three credit reporting agencies (Equifax, Experian and TransUnion), and they are required to provide you with one free credit report each year. The three agencies do not always share the same information, so it’s important to check all three.

You can order all three credit reports at one time, but it may be a better idea to check one company one month, wait a few months, then check another company, then the third company a few months later. This way you are getting three free credit reports a year, and you are checking several times a year, so you are more likely to catch errors and/or fraud.

Go to www.annualcreditreport.com to request your free credit report online. This is the only authorized source for consumers to check their credit report online for free. There are commercials and websites for other companies who claim to offer your credit report online for free, but they are generally selling a service or they are a scam.

In addition, you can call 1-877-322-8228, or you can write for your free credit report at: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281.

Finally, you can purchase a 3-in-1 report, which is basically getting all three reports from each of the credit bureaus. This is a good idea if you have never requested your credit report before, or if you suspect fraud. You can purchase your 3-in-1 credit report at www.myfico.com.

Regardless of what time of year it is, it’s important to check your credit report periodically to make sure there are no errors and that you have not become a victim of identity theft or fraud.

But it’s even more important to check your credit report right after the holidays to make sure that you didn’t become a victim of fraud during the busiest shopping days of the year.

Kristine A. McKinley, CPA, Certified Financial Planner, teaches individuals and families how to invest and plan for retirement, college, and other financial goals. For more tips on boosting your credit score, getting out of debt, and more, please visit http://www.financialtipsforwahms.com

More Free Annual Credit Report Articles

 

View Your Credit History

Financial stability is a state that is desired by nearly all persons in the world. But there comes a time when one is broke as dead and needs an alternative source of income thus using credit as the last resort. But do you know it is not that easy to be awarded credit? Many considerations have to be put in place. Take a look:

Credit Report
It is a clear record showing a person’s credit history from different institutions including banks, the government, credit companies and collection agencies. It always has information relating to
• Credit limit
This is the maximum amount of credit to be ever awarded
• payment history
It shows how one has been honoring his debts.
• date of account opening
This shows when the credit relationship was started basically to determine how long one has been operating a credit account.
• Activeness of the account
To show whether the account is active or not.
• Current balance
It shows the current balance of an account.
After keenly assessing your annual credit report or free credit report gov once an year the credit agencies are able to calculate ones credit score. So what is a credit score?

Credit Score

There are numerous mathematical operations that a credit report will be subjected to and the result of this operations gives a three digit number called credit score. From the credit score essential information is obtained which really assists when awarding credit. This includes:
• the number of years you have had credit
• from the credit available how much is currently in use
• are there cases of late payments
• cases of regular actions or credit applications made
It should be noted that lower credit score may lead to increase in interest rate or at its worst denial of credit.
A caution is always given to members of the public to be aware of identity theft by securing their credential information. Identity theft is when one uses someone else identity so as to gain any financial advantage including access to credit. The fraudsters use others person’s name, identification Number and even credit card number.
An accurate credit report will enable credit agencies to detect any cases of identity theft by closely monitoring credit transactions.

Facebook

facebook for free credit report gov

Conclusion
In any case you desire to have credit, worry no more. All the information is at your disposal. From accurate credit report, to credit score and to identity theft by fraudsters. The ball is in your court. All the best in your credit search.

 

Free credit report – Free credit score

http://goo.gl/eUV07e Free credit report – Free credit score + freebird.

free credit score equifax – how do i find my free credit report on equifax.
In last week’s column, we talked about how to get free credit reports, a topic triggered by a reader who asked about scores Home Credit is a leading consumer durable loan and two wheeler finance provider in India that offers you easy, simple and fast loans for your every dream how to check your annual credit report for free.

“If there is a single theme to this year’s Trafficking in Persons (TIP) Report, it is the conviction that there is nothing inevitable about trafficking in human beings
There are many free credit report scams and only one way to get your free annual credit report without using a credit card
how to get a free credit report.

Free was an English rock band formed in London in 1968, best known for their 1970 signature song “All Right Now”

Free Credit Report South Africa • Home • Articles • About • Contact Us
Free credit report reviews are available on a number of websites
free credit report Equifax Credit Report – order your Equifax profile and scores
That is why there is free credit report government (freescorereportgov
Get a Free Credit Report UK – Instant free credit check report and help to get out of debt – View your online credit score without credit card or bank details

Free credit report Experian Credit Report – order you Experian profile, scores Vyhledávejte a ukládejte na Pinterestu nápady na téma Free Credit Report Canada

credit report once an year, your credit SCORES are left out keeping an eye on your credit report is important but can be scary the first time.

How do I get my reports by Tell me how to get my credit report Just as you regularly tidy and reorganize your closets and garage, you should make sure to clean up your credit report
Check here for facts on how to check your credit rating
to build your credit, you’ll end up in a solid purchasing position Free Credit Score Equifax Report – Get Your Instant Credit Scores From All 3 Companies now
Why should I check my credit

free credit report scam. how to remove a collection from your credit report for free.
Our credit repair services work to fix past credit mistakes and verify credit report accuracy
Video Rating: / 5

How to get free Credit Score and Report
क्रेडिट स्कोर और रिपोर्ट फ्री में कैसे पायें
Please register yourself on PaisaBazaar website.
सबसे पहले आप अपने आपको पैसाबाजार वेबसाईट पर रजिस्टर करिये।
PaisaBazaar website providing Credit Score and Report from Equifax for financial awareness.
पैसाबाजार वेबसाईट इक्वीफैक्स कंपनी से क्रेडिट स्कोर और रिपोर्ट देती है, पैसाबाजार वेबसाईट यह कार्य वित्तीय जागरूकता बढ़ाने के लिये कर रही है।
After requesting of Credit Score and Report at PaisaBazaar website you will get report in your inbox within 24 Hours.
पैसाबाजार वेबसाईट पर क्रेडिट स्कोर और रिपोर्ट आवेदन करने का बाद आपको 24 घंटों के भीतर ही क्रेडिट रिपोर्ट का ईमेल आ जायेगा।
Equifax is one of the Credit Bureau in India and Credit Score provided by Equifax used by many financial Institution.
इक्वीफैक्स भारत में उपलब्ध क्रेडिट ब्यूरों में से एक है, बहुत से वित्तीय संस्थाएं किसी भी व्यक्ति के वित्तीय स्वास्थ्य के बारे में जानने के लिये इक्वीफैक्स की क्रेडिट रिपोर्ट लेते हैं।
If you don’t understand your Credit Score and Report, please comment, we will help you to understand or please take help from and financial advisor.
अगर आपको क्रेडिट स्कोर और रिपोर्ट समझ नहीं आती है तो आप यहाँ टिप्पणी कर सकते हैं, हम आपको क्रेडिट रिपोर्ट समझने में मदद करेंगे या फिर आप किसी भी वित्तीय सलाहकार से मदद ले सकते हैं।

 

The present day Option To Offer a house

Redfin charges half the typical cost to market your property, and provides you complete service at every action. Redfin Agent Sabrina Booth describes.
Movie Rating: / 5

To sell jewelry from home, wear this product, show this product, explore the item and distribute company cards to as many people possible. Offer precious jewelry away from home, in addition using e-bay as a selling location, with helpful information from a jeweler agent within no-cost video clip on precious jewelry retail.

Expert: Judy Carrier
Contact: www.wearehdtv.com
Bio: Judy Carrier is an agent for Jewel by Park Lane, a household possessed and operated company out-of Chicago, Ill.
Filmmaker: Christopher Rokosz

 

What You Need To Know About How To Apply For A Credit Card

The first step in learning how to apply for a credit card is understanding what it will entail. There are many traumatic tales circulating about how horrific the credit application process is, but the truth is that applying for a line of credit has never been easier.

Credit cards offer many conveniences such as online bill pay and even ordering merchandise off of your favorite websites. They are also a great tool in building or even rebuilding your credit rating and proving your responsibility.

Problems with credit cards come in when people mishandle them in ways that they were not intended for. This can easily be remedied by simply following a planned budget and not using your credit cards to buy unnecessary things that you really cannot afford. Just because you have a high spending limit does not meant that you have to use every cent of it. By using your head you can actually benefit from having credit cards.

The application process

The best thing that you can do before applying for a credit card is to educate yourself on the many different rules, regulations, and other factors that come into play. Most card companies follow the same basic guidelines, but each one still has their own set procedures.

Check things out: By doing a bit of homework before ever applying for a card you will save yourself a lot of problems. Find out all the information that you can about the company policies. You also need to be educated on the interest rates, payment plans, and grace periods. This will save you from having any future misunderstandings with the company.

Do some comparison: Never settle for the first credit card offer that you come to. It is important that you do a bit of comparison shopping before deciding. Credit lines and interest rates will vary at each place.

Gather your information: Before applying for your card of choice then you need to get all of your personal information together. You don’t want to have to go and search for documents when you are in the middle of the application process.

Online applications: The fastest way for you to apply for a card is by going online. Most companies will actually prefer this mode of application. The best part about the online application process is that you will often get your credit decision instantly.

Applying for a credit card is not as hard as it may seem. As long as you are properly prepared and have everything you need by your side you will find that it is actually quite easy.

For more tips on how to apply for a credit card, credit card minimum payment and travel reward credit card visit Best Credit Cards

Related Credit Application Articles

 

Credit Fraud Protection – How Credit Fraud Protection Benefits You?

Credit fraud protection is one of the most desired things that people want to implement,so that they can have a close monitoring of their credit reports.

In recent years the credit fraud protection has become more and more popular because it provides immediate alerts to people for changes in the credit. It is a great way to monitor individual loans, history and potential. In general, the federal trade commission takes about one year before the individual gets aware, that he has become one of the many victims of identity theft.

These days, dozens of americans fall prey to this type of crime daily; it seems that paying for credit monitoring services is nothing as compared to the potential losses of an identity theft.

Those who use other identities are often use several identities for the purpose of stealing money from each of them, perhaps by withdrawing money from banks, or the establishment of a credit card in their name.If the victim is unable to detect identity theft for more than six months, serious financial damages can occur.Out of desperation, people look for ways to credit fraud protection, so that they can avoid any major problems.

It is therefore essential to find such services that are able to stop unauthorized access to your sensitive information. A credit fraud protection service sends alerts when anyone inquires about your credit (such as banks or credit card companies), and if your identity was stolen you will know about it before any damage is done. In some cases, credit fraud protection companies and monitor the internet, tools and calculators to help you determine the impact of financial losses.

For example, if you pay the car loan, you do not have an impact on the degree of your credit. If you repay your mortgage, it doesnt impact your credit score. Trying to improve your credit and the registration of these tools can be really handy in for a better financial future, which could predict the decision that will lead to a greater degree of increase in your credit.

Depending on the particular agency and services of their choice, and some companies only report on one of the three biggest credit agencies and reporting, while others may provide access to all three reports. Also, some companies may update your credit per day, while others may be less frequent updating of the timetable. It is important to evaluate the company and the services it provides to make sure you get the best value to meet your needs.

The best protection against credit fraud can be found through Credit Protection Fraud , which is a pioneer in keeping your interest safe
 

“Twins” – Discover it card commercial

We treat you like you’d treat you. Get your free FICO® Credit Score on monthly statements and online. Learn more about about FICO® Credit Score terms https://www.discovercard.com/application/displayLanding?pageFileId=double-display&sc=KE3N&cmpgnid=dp-dbr-inet-youtube&dfaid=1

Get the it card at https://www.discovercard.com/application/displayLanding?pageFileId=double-display&sc=KE3N&cmpgnid=dp-dbr-inet-youtube&dfaid=1 or call 1-800-DISCOVER and find out all the ways it pays to Discover.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

 

Identity Theft Facts

Knowledge really is power

Knowing identity theft facts is critical. Identity thieves are less likely to prey on a well-informed population. So the more you learn about identity theft facts, the less vulnerable you are. Become familiar with identity theft facts and you’ll quickly see identity theft for the serious problem that it is.

Important identity theft facts

Identity theft is the fastest growing crime in America.
The number of identity theft incidents has reached 9.9 million a year, according to the Federal Trade Commission.
Every minute about 19 people fall victim to identity theft.
It takes the average victim an estimated $ 500 and 30 hours to resolve each identity theft crime.
Studies have shown that it’s becoming more common for the ones stealing your identity to be those closest to you. One study found 32% of identity theft victims discovered a family member or relative was responsible for stealing their identity. That same study found 18% were victimized by a friend, neighbor or in-home employee.
Most cases of identity theft can be resolved if they are caught early.
Financial institutions – like banks and creditors – usually only hold the victim responsible for the first $ 50 of fraudulent charges.
Only 28% of identity theft cases involve credit or financial fraud. Phone, utility, bank and employment fraud make up another 50% of cases.

You may have known some of these identity theft facts already. Others, you may not have known. But of all the identity theft facts there are, these two you should never forget: identity theft is preventable and identity theft is fixable.
These days, identity theft facts and figures are all over the news. It seems like more and more people are victims of ID theft each day. Some find their bank accounts drained. Some find their credit destroyed. Whatever the case, identity thieves universally leave chaos in their path.

With so many numbers flying around, you may be wondering what the real identity theft facts are.

Well, a lot depends on where you live. In fact, a 2009 study of this type of theft showed that the largest US number of reports occurred in Florida; Arizona and Texas were not far behind.

However, these specific identity theft facts don’t mean that you are safe, even if you live in other areas.

According to the Federal Trade Commission, identity related theft is a trend that for the most part is growing. In fact, 21% of the complaints they received in 2009 were about some sort of ID theft. Not all such theft is the same, though. In fact, you can be vulnerable in any number of ways.

For example, 2009 identity theft statistics indicated that bank fraud and loan fraud accounted for 14% of all identity related theft for that year. However, credit card fraud topped the charts at 17%.

So, that goes to show that you need to protect both your bank accounts and your credit card accounts.

Additional identity theft facts and figures for 2009 showed that utilities/phone fraud and employment fraud both had a major impact on the public.

Utilities and phone fraud was listed at 15%, while employment fraud was at 13%. So, it is also very important to be careful what you say on the telephone and how you handle your employment applications and records.

Another of the big identity theft facts to pay attention to is that 16% of the identity theft cases involved government document fraud, according to the 2009 statistics. So, you will want to make sure that you protect all of your government documents, including any military records.

It’s also important to protect any birth certificates, adoption papers or other identifying information from thieves.

Although all of these are important identity theft facts to know, they are really just the tip of the iceberg.

ID theft is real, and you should be constantly concerned about protecting you and your family from it. The easiest thing that you can do to protect your identity is to guard all of your personal information in the first place. In other words, use your common sense and be careful.

Always shred or burn any personal information that you do not need to keep. Don’t just toss it in the trash and think that this is something that will never happen to you. If you do need to keep it, secure it in a safe deposit box or other secure area.

Because given the identity theft facts laid out here, you can see that this is a crime that can happen to most anyone at any time.

For More Details, Please Visit:http://idtheftfacts.blogspot.in/